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Champion CD 3.70% APY Promo

Michigan™ is a National Champion. Your savings should feel like a win, too.

Celebrate Michigan's championship with 3.70% APY¹ on a 6-month Certificate of Deposit. 

Schedule an Appointment Open in Online Banking

Save Like a Champion with 3.70% APY¹

37 years. 37 Wins. To mark Michigan™ bringing home the championship title, lock in a guaranteed 3.70% APY¹ with our Champion CD, available exclusively from UMCU. Championship energy deserves a championship rate.

  • Rate: 3.70% APY1
  • Term: 6 months
  • Minimum Deposit: $1,000 (New Money)
  • Promotion Offer: Now through April 30, 2026


Open yours today and make your savings a championship moment.

Schedule an Appointment

Why Open a CD with UMCU?

  • Guaranteed return with a locked-in 3.70% APY¹ for the full 6-month term
  • Federally insured by NCUA, so your savings are protected
  • Low minimum deposit of just $1,000 in new money to get started
  • The Credit Union of Champions and the proud credit union partner of Michigan Athletics

Disclosures
INSURED BY NCUA.

13.70% Annual Percentage Yield (APY) applies to a 6-month term. $1,000 minimum balance required to open and earn APY. Offer valid through 4/30/26. A penalty may be imposed for early withdrawal. Fees may reduce dividend earnings on the account. New money is defined as funds not currently on deposit with the Credit Union and not redeposited during the promotional period. Contact UMCU for complete details.