Personal Loans
Explore personal loans for all of life's milestones.
Not sure what to choose? Let us help.
Choosing the right loan doesn’t have to be overwhelming. At UMCU, we offer a variety of personal loan options tailored to fit your goals—whether you’re planning something exciting, tackling unexpected expenses, or working on your financial wellness. We’re here to make the process simple, transparent, and personalized to your needs.
Check out the My Choice Loan
Our Home Improvement Loan
The Technology Loan
The Build My Credit Loan
The My Choice Loan
The Technology Loan
Disclaimer
*Actual APR determined by credit history, approved loan amount and loan term.
**All Technology loans will be charged 0% interest during the first 90 days; actual rate after 90-day introductory period will be 4.99%. Maximum loan amount $3,500. Contact UMCU for details about maximum terms of repayment. A UMCU checking account and UMCU debit card are required to fund the loan. Subject to credit approval. Additional limitations, terms and conditions apply, and are subject to change without notice.